Generate dispute letters, organize accounts, and track responses from one dashboard.
Open disputes
4
Pending responses
3
Letters generated
12
Upcoming deadlines
2
Recent activity
ON TRACKWhy CREDIT DISPUTE IQ
Save hundreds vs traditional services
Most credit-repair firms charge $80–$150 per month. You pay once.
Prepare documents yourself
Guided wizard generates print-ready letters in minutes.
Track every deadline
Mailed, delivered, and the 30-day investigation clock in one view.
Organized document storage
Letters, responses, and certified-mail receipts by case.
Bureau mailing directory included
Verified addresses for Equifax, Experian, TransUnion.
One-time payment
No subscriptions. No surprises. Keep the tools.
How it works
We provide the structure and the documents. You send the mail and keep every receipt.
Step 1
Add the accounts, collections or errors you want to address.
Step 2
Pick a template and fill the guided form. Download a print-ready PDF.
Step 3
Send via certified mail using verified bureau addresses.
Step 4
Log responses and monitor the 30-day investigation window.
Supported letters
Built around the rights consumers have under the FCRA and FDCPA.
Request proof a debt is yours under the FDCPA.
Challenge inaccurate items reported to a bureau.
Document and dispute fraudulent accounts.
Address a third-party collector's claim.
Request removal of an isolated late payment.
Prepare a complaint to the Consumer Financial Protection Bureau.
Credit bureau directory
The official dispute addresses for each of the three major credit bureaus.
Mailing address
P.O. Box 740256 Atlanta, GA 30374
Phone
(866) 349-5191
Mailing address
P.O. Box 4500 Allen, TX 75013
Phone
(888) 397-3742
Mailing address
P.O. Box 2000 Chester, PA 19016
Phone
(800) 916-8800
Pricing
No monthly subscriptions. No hidden fees.
Demo build — no payment processing in Phase 1.
Newsletter
Occasional updates on dispute strategies, FCRA/FDCPA news, and new templates.
Compliance & important disclosures
CREDIT DISPUTE IQ is a self-help document preparation platform. We provide templates, organization, and tracking tools so consumers can exercise their rights under the FCRA and FDCPA.
We do not provide legal, financial, debt settlement, or credit repair services. We are not a law firm, not a credit repair organization, and not a debt collector. We do not give legal or financial advice.
Users prepare and send their own documents. CREDIT DISPUTE IQ does not contact, negotiate with, or correspond with creditors, collectors, or credit bureaus on your behalf.
No guaranteed results. Outcomes depend on your individual situation. Nothing on this site guarantees a credit score increase or removal of any item from your credit report.